Bank of America CD Rates May 2012

The Bank of America CD rates is the review being conducted today to help keep you informed on this investing topic. These CD rates are from the 2nd largest financial institution in the country, and they are based out of Charlotte, North Carolina.

The standard current CD rates include the 7 to 27 day CD that is earning an APY of 0.26%. The 28 day to 89 day CD is earning an APY of 0.27%.

The 90 to 179 day CD is earning an APY of 0.28%. The 6 to 11 month CD is earning an APY of 0.30%. The 1 year to 17 month CD is earning an APY of 0.35%.

The 18 to 23 month CD is earning an APY of 0.35%. The 2 year to 35 month CD is earning an APY of 0.40%. The 3 year to 47 month CD is earning an APY of 0.60%.

The 4 year to 59 month CD is earning an APY of 0.85%. The 5 year to 119 month CD is earning an APY of 1.10%. The best CD rates are from the 10 year CD that is earning an APY of 2.30%.

There is also a promotional CD rate that has a term of 1 year and is earning an APY of 0.45%.  A minimum deposit of $10,000 is required for this account. For the standard CDs, terms of less than 28 days require a minimum deposit of $15,000. Terms longer than 28 days only require a deposit of $1,000.

The BoA CD rates were posted on March 23, 2012, but are subject to change without notice.

For more information about Bank of America CD rates here from Highest CD rates info.

 

Aurora Bank CD Rates May 2012

The Aurora Bank CD rates are from a financial institution that is based out of Wilmington, Delaware.  It was first founded in 1921 and has grown to serve over 320,000 customers in many different states of the union.

The Aurora Bank certificates of deposit are setup in tiered format with minimum deposit levels of $1,000 and $100,000. Unfortunately, at this time all of the rates are the same, independent of the amount you deposit.

The current CD rates include the 6 month CD that is earning an APY of 0.10% and 0.10%, respectively. The 1 year CD is earning an APY of 0.15% and 0.15%.

The 18 month CD is earning an APY of 0.15% and 0.15%. The 2 year CD is earning an APY of 0.25% and 0.25%.

The 3 year CD is earning an APY of 0.35% and 0.35%. The 4 year CD is earning an APY of 0.35% and 0.35%.

The best CD rates are from the 5 year CD which is earning an APY of 0.35% and 0.35%.

There are CD terms as short as 7 days, but the CD rates for these are not openly advertised. All of the terms and the CD rates being offered by Aurora Bank are fixed for the life of the investment. All deposits are insured by the FDIC. At the time of maturity, an alert is sent to the depositor and they have a 7 day grace period to respond before reinvestment in a like CD is carried out.

The Aurora CD rates were posted on May 9, 2012, but are subject to change without any prior notice.

For more information about Aurora Bank CD rates here from Highest CD Rates info.

 

 

Ascencia Bank CD Rates May 2012

The Ascencia t Bank CD rates are from a branch of the PBI Bank based out of Louisville, Kentucky. This financial institution opened for business in 1999.

The current CD rates include the 6 month CD that is earning an APY of 0.81%. The 1 year CD is earning an APY of 1.00%.

The 2 year CD is earning an APY of 1.04%. The 30 month CD is earning an APY of 0.95%. The 3 year CD is earning an APY of 1.15%.

The best CD rates are from the 5 year CD. This CD is earning an APY of 1.56%.

To obtain the Ascencia Bank certificate of deposit rates a minimum deposit amount $500 must be made. The maximum balance a CD account can have is $97,000.

The early withdraws are also not permitted with a CD until the account is 3 months old. If there is an early withdraw, a penalty is accessed to the account. The interest is allowed to be withdrawn, but then the APY will be lowered to the interest rate for what is being earned.

There are separate CD accounts set up for small business and not-for-profit customers. An Ascencia Bank branch office must be contacted when a CD is for a large financial institution or corporate clients.

The Ascencia CD rates were posted on April 28, 2012 but are subject to change without prior notice.

For more information about Ascencia Bank CD rates here from Highest CD rates info.

 

AmTrust Bank CD Rates May 2012

The AmTrust Bank CD rates are part of the New York Community Bank financial family. They also go by the name of Ohio Savings Bank in the state of Ohio. This bank was founded in Cleveland in 1889 but was closed by the US Office of Thrift Supervision in 2009 during the last financial crisis. This is how it became a division of NYCB.

The current CD rates include the 4 month CD that is earning an APY of 0.25%. The 6 month CD is earning an APY of 0.50%.

The 9 month CD is earning an APY of 0.60%. The 1 year CD is earning an APY of 0.60%. The 13 month CD is earning an APY of 0.60%.

The 30 month CD is earning an APY of 1.35%. The 3 year CD is earning an APY of 1.55%. The best CD rates are from the 5 year CD that is earning an APY of 1.75%.

To obtain the AmTrust Bank certificate of deposit rates, a minimum deposit of $1,000 must be made with the bank. A CD account can be opened at any branch office or online. For the online applications, a thorough review of the information will be done before the account is active. This is following the US Government guidelines.

These AmTrust CD rates were posted on April 30, 2012 but are subject to change without any prior notice.

For more information about AmTrust Bank CD rates here from Highest CD rates info.

 

America First Credit Union CD Rates April 2012

The America First Credit Union CD rates are from a CU located in Riverdale, Utah. At this time, they are the 7th largest CU in the nation on membership, and 11th in terms of assets. Membership is open to anyone who works, lives, attends school, volunteers, or worships in the Utah counties of Juab and Utah, or the county of Clark in Nevada.

The current CD rates include the 3 to 5 month CD that is earning an APY of 0.15%. The 6 to 11 month CD is earning an APY of 0.25%.

The 1 year to 23 month CD is earning an APY of 0.45%. The 2 year to 29 month CD is earning an APY of 0.50%.

The 30 to 35 month CD is earning an APY of 0.60%. The 3 year to 47 month CD is earning an APY of 0.80%.

The 4 year to 59 month CD is earning an APY of 1.15%. The best CD rates are from the 5 year CD that is earning an APY of 1.75%.

The Flexible CD is earning an APY of 0.35%. This has a 1 year term and allows access to your funds for the first 5 days of each quarter, penalty free.

The minimum deposit required to open and obtain the stated America First Credit Union certificate of deposit rates is $500.  These same rates are good for the IRA CD rate, with the same $500 minimum deposit.

The America First CD rates were posted on April 18, 2012, but are subject to change without notice.

For more information about America First Credit Union CD rates here from Highest CD Rates info.

 

Alostar Bank CD Rates April 2012

The Alostar Bank CD rates are from a financial institution based out of the Lone Star state. This was the Nexity Bank, until the FDIC took it over and instructed that new management takes over. They first opened their doors in 2011.

The AloStar Bank certificate of deposit rates are set up in a tiered format, but at this time all of the rates are the same, independent of the amount you place on deposit.

The current CD rates include the 30 day CD that is earning an APY of 0.26%. The 90 day CD is earning an APY of 0.46%.

The 6 month CD is earning an APY of 0.85%. The 9 month CD is earning an APY of 0.95%. The 1 year CD is earning an APY of 1.25%.

The best CD rates are from the 2 year CD that is earning an APY of 1.40%.

A minimum deposit is required to open an account and obtain the stated CD rates.

Also offered from AloStar Bank are small business CDs. The 30 day CD that is earning an APY of 0.10%. The 90 day CD is earning an APY of 0.15%.

The 6 month CD is earning an APY of 0.20%. The 9 month CD is earning an APY of 0.25%. The 1 year CD is earning an APY of 0.30%. The 2 year CD that is earning an APY of 0.50%. The minimum deposit is $1,000.

The AloStar CD rates were posted on April 12, 2012, but are subject to change without any prior notice.

For more information about Alostar Bank CD rates here from Highest CD Rates Info.