Best CD Rates Info

In reviewing the latest information on certificates of deposit, we here at Best CD Rates Info saw that there have been a few changes since the last time we looked at Bank of America CD rates.  So we thought we’d bring you the latest Bank of America certificate of deposit rates and get up-to-date on how the best CD rates are performing there.

The two special offers that Bank of America CD rates have right now are with the High Yield CD and the No Risk CD accounts.  The High Yield CD is for a one year term and offers a 1.60% annual percentage yield (APY).  The No Risk offer has a 1.15% APY on a 9 month term and allows you to withdraw money from the account at any time during its term.  Both accounts require a $5,000 deposit to open.

Other offers on standard Bank of America CD rates include the 28-89 day terms (your choice) at 0.30% APY and a 0.50% APY on 90-170 day terms.  For the longer-term investor, a 1.26% APY is offered on 12-17 month terms, which are pretty good Bank of America certificate of depsoit rates.

Some of the best CD rates at Bank of America are on the 48-59 month terms at 3.01% APY.  That’s pretty competitive amongst the large banks in the nation right now.

Of course, all Bank of America accounts are FDIC insured to the extent of the law.  If any of these Bank of America CD rates appeal to you, lock yours in now as they change often with the market.  So grab the best CD rates while they’re hot!

It’s time once again to update you on the current Ally Bank CD rates, this being one of the most popular banks here at Best CD Rates Info thanks to their consistently high certificate of deposit returns.  The last time we looked at Ally CD rates, they were still called GMAC Bank/Ally Bank on their site.  The name change is complete, though, but the best CD rates are still available there more often than not.

The special Ally Bank certificate of depsoit rates are still on the No Penalty CD offer.  This 9-month term CD has a 2.15% annual percentage yield (APY) with a 1 year auto-renew at standard rates.  It allows you to withdraw from or close the account once during its initial period without penalty, however.

Other Ally CD rates worth considering are the 6 month rates at 1.75% APY and the one year or 13 month, both at 2.30% APY.  The three year is also good at 2.95% APY and the five year is very competitive at 3.50% APY.

All of these Ally Bank CD rates have a low $1 opening minimum.  AS per usual, most of the Ally offers are the best CD rates nationally, or at least ranking in the top 3.

All Ally Bank accounts are fully FDIC insured to the extent of the law.  Of course, the best CD rates you see here might change soon, so if any of these Ally CD rates appeal to you, lock your rate in now.

It’s time once again to bring you back up to date with what’s happening with State Farm CD rates.  It’s been a little while, so we here at Best CD Rates Info wanted to bring you back up to date with the latest at this popular bank’s offers.  State Farm Bank certificate of deposit rates are usually worth looking into.

Speials for State Farm Bank CD rates are on the 18 month term at 2.30% APY.  Otherwise, terms are available from 90 days to 5 years.  They also have best CD rates available for Jumbo accounts ($100,000 or more deposited).

At a 90 day term, the State Farm CD rates are 0.64% APY and at 180 days they go up to 1.26% APY.  A one year term is available at 1.80% APY State Farm Bank certificate of deposit rates.

The 2 year term is at 1.94% APY, 3 years at 2.09% APY, 4 years at 2.80% APY, and 5 years at 2.89% APY.  All of these State Farm Bank CD rates are available right now, but may change soon.  So if any of these best CD rates at State Farm appeal to you, lock yours in now.

All accounts are FDIC insured and available online, from a local branch, or from a participating State Farm Agent.  Definitely worth considering if you’re in the market for good, national, best CD rates.

Jumbo rates are also available and are generally between 0.01% and 0.03% APY higher than standard rates.

We here at Best CD Rates Info haven’t done an update on HSBC CD rates in a little while and there are now some great offers in HSBC certificate of deposit rates.  So we’re bringing you the latest info on these best CD rates at HSBC.

The best offer in HSBC CD rates right now is their special offer of 2.00% annual percentage yield (APY) on their one year term.  These HSBC certificate of deposit rates can be had for only a $10 deposit with an online CD.

Other terms for HSBC CD rates are from 6 months to 48 months.  All have some of the nation’s best CD rates right now.  At 6 months, the HSBC CD rates are 1.60% APY, 9 months at 1.70% APY, and 18, 24, 30, or 36 months at 1.75% APY.  The 48 month term is 2.00% APY.

All HSBC certificate of deposit rates are available with a minimum $10 opening balance at HSBC Direct.

Since these are some of the nation’s best CD rates right now, and they’re available online, now is a great time to take advantage of some great HSBC CD rates.  All HSBC Direct accounts are FDIC insured to the fullest extent of the law.  Rates change quickly, so if any of these best CD rates appeal to you, lock yours in today.

It’s been a couple of months since we updated you on GMAC Bank CD rates, so we here at Best CD Rates Info thought it was time to do it again.  GMAC CD rates are almost always at the top of the list of the best CD rates nationally.  Of course, GMAC has undergone a name change to Ally Bank with the onset of General Motor’s bankruptcy.

Two kinds of GMAC Bank certificate of deposit rates products are available: Classic CD and No Penalty CD accounts.  The main difference between the two is that a slightly lower annual percentage yield (APY) on the No Penalty GMAC CD rates is balanced by the ability to close the account at any time without penalty.

Our rate listings here will be for standard (Classic) GMAC Bank CD rates, but most No Penalty accounts are about 0.10% APY lower than the Classic rates, for reference.  All GMAC Bank CD rates are on deposits of $1 or more (online).

GMAC Bank certificate of depsoit rates range in terms from 3 months to 5 years.  The special offer for best CD rates right now is on a one year term, yielding a 2.49% APY.  There are some other great GMAC CD rates to consider as well.

Short-Term GMAC CD Rates

• 3 months: 1.60% APY
• 6 months: 2.00% APY
• 9 months: 1.90% APY

Mid-Term GMAC Bank CD Rates

• 18 months: 2.40% APY
• 24 months: 2.55% APY

Long-Term GMAC CD Rates

• 3 years: 3.00% APY
• 4 years: 3.00% APY
• 5 years: 3.50% APY

Interest on all accounts with GMAC Bank certificate of deposit rates are compounded daily.  If any of these appeal to you, then lock in your best CD rates now before they change.  All GMAC Bank accounts are FDIC insured.

It’s been quite a while since we here at Best CD Rates Info had a look at Regions.  So we thought we should bring you up to date on current Regions CD rates and offers.

There are two kinds of Regions Bank CD rates to choose from: standard accounts and Relationship accounts.  They both have the same yields, however, and both require a minimum deposit of $10,000 to open.  The best CD rates at Regions are with their three special term offers.

Special Term Rates
Regions Bank certificate of deposit rates for these specials are on terms of 10, 20, and 40-47 months.  These have an annual percentage yield (APY) of 1.60%, 2.0%, and 2.75% respectively.  Some great Regions CD rates with these.

Standard Rates
Standard Regions Bank CD rates are for terms up to 72 months.  For very short-term Regions Bank certificate of deposit rates, the 0-2 month rate is 0.85% APY, 3-5 months at 1.01% APY, and 6-11 months at 1.35% APY.  For one year to 19 months Regions CD rates are 1.50% APY.  21-23 months are the same while 24-35 months return 1.76% APY.  Longer-term Regions CD rates start at 36-39 months at 2.0% APY and the same for 48-59 month terms.  60+ month terms yield a 2.25% APY.

There are some great Regions Bank CD rates available now, but these range change quickly and without notice.  So lock in your best CD rates at Regions now if you want these returns.  All Regions accounts are FDIC insured.