Today at Best CD Rates Info, we’re going to look at a bank that is both popular and well-established. This bank is new to our list, but not to our readers as a large, regional bank with a lot to offer. So let’s have a look at New Dominion Direct CD rates and see how they measure up.
New Dominion CD rates start with a 3 month term and go out to 60 months with some variable rate specials as well. All CD rates at New Dominion require a $3,000 minimum deposit to open and maintain to get the best annual percentage yield (APY) listed here.
In fixed-rate CDs, terms begin at three months. For this, a 0.77% APY is given and for six months, that rises to an impressive 1.25% APY. At 9 months, the rate is 1.30% APY and for one year, it’s 1.51% APY.
A special 15 month “Value Plus” offer gives 1.00% APY and an 18 month term yields 1.70% APY. New Dominion CD rates continue at 24 months with a 2.00% APY and at 30 months with a 2.10% APY. 36 months nets 2.40% APY, 48 months gives 2.60% APY and 60 months gives 2.75% APY. All of these CD rates at New Dominion are nationally competitive.
For variable rate offers, New Dominion Direct CD rates come in four terms. For 1 year, the return is 0.35% APY, for 18 months it’s 0.40% APY, for 2 years it’s 0.45% APY and for 30 months it’s also 0.45% APY. These variable rates change during the life of the CD to reflect the market.
Of course, New Dominion is fully FDIC insured. If any of these best CD rates appeal to you, lock yours in today before the highest CD rates change.
August 27th, 2010 | Posted in New Dominion Direct CD Rates | No Comments
Here at Best CD Rates Info, we are always on the lookout for the best CD interest rates available. Today, we’re looking at M&T Bank CD rates to update you with the latest of M&T CD rates offers.
At the top of the list are some M&T Bank Premium certificate of deposit offers. These require a linked Select or Select With Interest checking account and a $1,000 already on deposit with M&T. These special CDs require only a $1 to open and maintain otherwise and offer some high CD rates in return.
For a 6 month term, the return is 0.50% annual percentage yield (APY) and for 12 months it’s 0.85% APY. For 18 months, 0.90% APY is given, for 24 months 1.01% APY, and for 36 months 1.25% APY is the return. A 60 month special gives 2.00% APY.
For standard CD rates M&T Bank offers, terms start at six months. For the 6 month term, the return is 0.35% APY, for 12 or 18 months it’s 0.60% APY. For 24 months it’s also 0.60% APY and for 36 months the return is 0.70% APY.
These are all of the current CD interest rates offered at M&T Bank. For more information, visit M&T Bank Online or a local branch office.
M&T Bank is fully FDIC insured. Today’s best CD rates can change at any time, so if any of these highest CD rates at M&T Bank appeal to you, lock yours in today.
August 26th, 2010 | Posted in M&T Bank | No Comments
Today at Best CD Rates Info, we’re going to bring you an update on a favorite bank, to show you the latest Intervest Bank CD rates.
Intervest requires a $2,500 minimum deposit to open and maintain CD rates at Intervest National Bank. All interest is given in annual percentage yield (APY).
For a six month term, Intervest National Bank CD rates are 0.75% APY and for one year they are 1.20% APY. While not the best CD rates nationally, they are competitive.
At 18 months, the yield is 1.50% APY and at two years it rises to 1.75% APY. Intervest Bank CD rates for 30 months are 2.02% APY and for 3 years they are 2.16% APY. CD rates at Intervest National Bank go up to 2.38% APY for four years, 2.68% APY for five year terms, and 2.72% APY for six years.
Longer term commitments give highest CD rates with 7 years at 2.74% APY, 8 years at 2.76% APY, 9 years at 2.78% APY, and 10 years at 2.80% APY.
Intervest National Bank is, of course, fully FDIC insured. Depositors can be covered by up to $250,000 in deposits until 2013, when it reverts to $100,000 again. If any of these CD rates at Intervest National Bank appeal to you, lock yours in today. The best CD rates can fluctuate often.
August 10th, 2010 | Posted in Intervest Bank CD Rates | No Comments
Here at Best CD Rates Info, we like to keep an eye on the latest rates available. Especially from popular and competitive banks, including ING CD rates. So this update will bring you the latest in ING Orange CD offers and rates.
The ING Direct CD rates offered require a low minimum deposit to open and maintain and are FDIC insured up to $250,000 in total deposits. Terms range from 6 months to 60 months.
For a 6 or 9 month term, Orange CD rates are 0.75% APY (annual percentage yield) and for a 12 or 18 month term, they are 1.00% APY. At 24 or 30 month terms, ING Direct CD rates are 1.10% APY and after that, ING CD rates rise to 1.25% APY for 36, 48, or 60 month terms.
Many of these, you’ll see, are nationally competitive. The best CD rates are likely those 12 and 24 month offers. All offers listed are available online from ING Direct CD as an ING Orange CD. As mentioned, ING Bank is fully FDIC insured. If any of these ING Bank CD rates appeal to you, lock yours in today as the best CD rates now could change tomorrow.
August 9th, 2010 | Posted in ING | No Comments
Today at Best CD Rates Info, we’re going to have a new look at how HSBC Bank certificate of deposit rates are doing now and bring you the latest on their CD offers.
All certificate of deposit accounts at HSBC require a $1,000 minimum deposit to open and maintain and they begin with terms of 3 months and go out to 2 years.
For a 3 or 4 month term, HSBC CD rates are 0.05% APY while for 6, 7, 8, 9, or 11 months they are 0.10% APY. A one year “plus one day” term gives 1.01% as does a 13 month term for the best CD rates at HSBC. 15 months also gives a 1.01% APY and finally a 2 year term has HSBC CD rates of 0.75% APY.
Honestly, these are not even close to nationally competitive. HSBC has really lowered their rates of return lately in comparison to other banks. Yesterday’s look at Ally Bank showed some of the best CD rates nationally and they’re several points ahead of these HSBC certificate of deposit rates.
Other offers at HSBC for interest bearing accounts are not so bad as these HSBC CD rates. Given that the bank has been focusing on international customers, it’s not surprising that they are neglecting their U.S.-based customers in regards to deposit-based savings like CDs.
Of course, HSBC is fully FDIC insured.
July 21st, 2010 | Posted in HSBC | No Comments
Here at Best CD Rates Info, we like to take a regular look at Ally Bank CD rates (formerly GMAC) to see how they’re doing. Today, we’re going to do that again and see what’s available now for the best CD rates from Ally.
Currently, as they usually do, Ally has no minimum deposit requirement or balance to avoid fees on the great Ally Bank certificate of deposit rates. So the same annual percentage yield (APY) applies whether you’re depositing $100 or $100,000.
For the short term depositor, there is a 3 month term with a 0.69% APY and a special 6 month term with a 1.14% APY. A nine month offer is at 1.00% APY while 12 months jumps to 1.48% APY.
For a little longer term, at 18 months, you can get 1.59% APY while 3 years nets 2.27% APY. 4 years goes to 2.47% APY and 5 years yields 2.94% APY.
For those interested in a special, no penalty for early withdrawal Ally Bank certificate of deposit rates account, there is an 11 month term with a 1.35% APY.
Finally, for a 2 year term, you can lock in a 1.92% APY on a raise your rates offer which allows you to raise your Ally CD rates once during the two years should they rise during that time.
All are very competitive with most national rates right now, keeping Ally Bank CD rates in the top as usual. Rates change, of course, so if you like any of these Ally CD rates, lock yours in today.
Of course, all Ally accounts are fully FDIC insured.
July 20th, 2010 | Posted in GMAC CD Rates | No Comments