Best CD Rates Info

Capital Once CDs have many features and this makes them very popular among customers. The term period is very flexible, starting from as low as 6 months to 10 years. There is no fee required to open or maintain the account as long as the money is not withdrawn before the end of the term period. However, a minimum amount of $5,000 is required to open a non-jumbo account and a minimum of $100,000 is required to open a jumbo account. A major convenience offered by this bank is that the deposit can be accessed anytime through phone or online banking. Also, any amount up to $250,000 per depositor is insured by FDIC and the CD rates at Capital One are one of the best bank CD rates in the market today.

The current Capital One CD rates for non-jumbo and jumbo deposits are 0.25% for a 6-month term, 0.50% for a 1-year term and 0.91% for 18 months respectively. For a period of two years, the bank offers 2.00% interest and 0.75% for 30 months. The Capital One CD rates for a 3-year deposit is 1.90% and for a 4-year deposit it is 3.00%. In the case of a term of 5 years or more, the capitalone CD rates are 3.25%. The best CD rates offered by this bank are locked for a period of ten calendar days at the time of opening the account to allow enough time for the customers to fund the account. The rates offered by Capital One on their CDs is very competitive and along with the flexible and convenient options, it is a good investment avenue for customers.