Best CD Rates Info

Capital Once CDs have many features and this makes them very popular among customers. The term period is very flexible, starting from as low as 6 months to 10 years. There is no fee required to open or maintain the account as long as the money is not withdrawn before the end of the term period. However, a minimum amount of $5,000 is required to open a non-jumbo account and a minimum of $100,000 is required to open a jumbo account. A major convenience offered by this bank is that the deposit can be accessed anytime through phone or online banking. Also, any amount up to $250,000 per depositor is insured by FDIC and the CD rates at Capital One are one of the best bank CD rates in the market today.

The current Capital One CD rates for non-jumbo and jumbo deposits are 0.25% for a 6-month term, 0.50% for a 1-year term and 0.91% for 18 months respectively. For a period of two years, the bank offers 2.00% interest and 0.75% for 30 months. The Capital One CD rates for a 3-year deposit is 1.90% and for a 4-year deposit it is 3.00%. In the case of a term of 5 years or more, the capitalone CD rates are 3.25%. The best CD rates offered by this bank are locked for a period of ten calendar days at the time of opening the account to allow enough time for the customers to fund the account. The rates offered by Capital One on their CDs is very competitive and along with the flexible and convenient options, it is a good investment avenue for customers.

It’s time for us here at Best CD Rates Info to update you on Wachovia’s CD offers.

Wachovia Bank is one of the premier financial institutions of the United States. It has recently been acquired by Wells Fargo and currently undergoing the transfer process. Wachovia CD rates change with market situation and changes in federal regulations. Wachovia Bank CD rates are still offered under the original company plan but are gradually being transferred to Wells Fargo under the terms of acquisition.

A 3-months CD at Wachovia will yield a minuscule APY of 0.01% with a minimum balance requirement of $1,000. 6-months CD fares better at 0.25% and a 9-months CD yields 0.35% APY.

CD rates at Wachovia Bank for a 1-year term are calculated at 0.40%. An 18-month investment returns an APY of 0.60%. A 2-year CD will return an APY of 0.70%.

Customers can find bank CD rates with relatively higher APY by investing in the featured accounts. A checking account is necessary for this investment. Under these accounts, a 21-months CD returns an APY of 1.01% and a 27-month CD returns an APY of 1.50%. A 35-month CD will yield 2.00% APY. Minimum opening deposit for all of these featured accounts is $5,000.

Investors that want to benefit from the best CD rates can consider investing in the 5-year option. This investment currently yields the highest profits and the rates remain high despite frequent changes. The bank also offers IRA investments with an APY of 0.25% for a basic investment of $1,000. All of these CD rates are subject to change and a consolidation with Wells Fargo might influence the packages currently on offer.

We’re continuing our look at great CD rates here at Best CD Rates Info by turning towards ING Direct CD rates.

ING Direct is one of the largest financial institutions in the world and has a major presence in the United States. ING CD rates have become popular in recent years as people have started investing their money into these certificates. The bank does not have any minimum deposit requirement and does not charge any fees under the regular fixed term deposit option.

ING Direct CD accounts can be opened online by using the relevant feature of the Web site. The company offers a simple procedure that can be completed in a few minutes.

ING Bank CD rates for a 6-month fixed term certificates are priced at 1.25% APY. This investment is offered under the ING Orange CD option that offers the highest yields and interest rates.

Orange CD rates for a 9-month certificate are also priced at 1.25% whereas a 1-year investment returns 2.00%. A 2-year investment would yield lower under this investment option as the company offers 1.50% APY. These interest rates continue for the 30-month CD as well as the 3-year certificate. The CD rates for an investment in 5-year CD are also lower at 1.75%.

The company has mainly updated the interest rates for the 1-year option and currently offering one of the best CD rates for a 1-year certificate. This rate is generally not available under other options offered by other financial institutions. The bank, however, does apply penalties on early withdrawal unlike some other banks. The payment of interest rates is flexible and depends on the choices made by the customers.

It’s been a while since we here at Best CD Rates Info had a good look at the offers in Third Federal CD rates. So today, we’ll bring you an update.

Third Federal Bank has updated its Certificates of Deposit rates given the changing market conditions. Third Federal CD rates are now at par with the best averages in the market and are higher in some cases.

Taken on an average in the region of Northeastern Ohio, Third Federal Savings and Loan rates for a 6-month fixed term investment are 1.20% APY. The company offers best CD rates for a 1-year investment at 1.50% APY and it is available under the high yield and fixed term CD option. They also offer variable APYs under some other schemes

The bank offers its customers with an opportunity to benefit from the highest CD rates for a 5-year investment in certificates. It would yield 3.00% APY. There is another option for investment for those interested in medium-term CDs. It is a 2-year certificate that would yield them an APY of 1.90%.

The bank also offers a plethora of other services, including mortgage refinancing. The bank has created a user-friendly and interactive Web site with regular updates on CDs and other forms of investment. Customers can contact their local bank branches by using the features of the Web site and they can also create their own accounts on the Web site. This arrangement is actually encouraged for customers that need a regular interaction with the bank employees on their investment options. Customers opting for variable APY under different investment options can also use these features to interact with the bank.

Here at Best CD Rates Info, we are constantly on the lookout for new ways to help you find the best certificates of deposit for your investment. Today, we’re going to look at a more local bank that doesn’t get a lot of coverage so you can see how Peoples United Bank certificate of deposit rates can help you.

There are seven and eight terms to choose from with two sets of rates depending on whether you have a checking account at Peoples United. We’ll look at the standard Peoples Bank CD rates first. With the exception of the 3 year term, all of these have a $1,000 minimum deposit requirement to open and maintain.

• 91 day term: 0.60% APY
• 6 or 9 month term: 0.70% APY
• 1 year term: 1.10% APY
• 15 month term: 1.20% APY
• 4 year term: 2.25% APY

The three year term is a retirement CD with a $10,000 minimum deposit requirement that returns 2.00% annual percentage yield (APY).

The best CD rates when you’re looking at Peoples United Bank CD rates are the rates when attached to Plus Checking. These terms require a $500 minimum deposit to open and maintain and are the best CD rates that Peoples Bank CD rates can offer.

• 91 day term: 0.75% APY
• 6 or 9 month term: 0.85% APY
• 10 month term: 1.00% APY
• 1 year term: 1.25% APY
• 15 month term: 1.35% APY
• 18 month term: 1.65% APY
• 2 year term: 1.90% APY

These are some good offers and worth considering if you are already a customer of Peoples United Bank. Of course, Peoples United is fully FDIC insured. If any of these best CD rates appeal to you, lock yours in today as Peoples Bank CD rates can change at any time.

One of the popular local banks we here at Best CD Rates Info haven’t looked at is offers in Univest Bank CD rates. Located in Bucks and Montgomery Counties in Pennsylvania, some of the best CD rates locally are found in Univest CD rates.

Two basic types of certificate of deposit are available there. The 3D-CD is an interesting Univest Bank CD rates offer and could be one of the best CD rates in the area. These are in terms of 3 years and have a low $500 minimum to open. They are tiered in interest by year with year 1 giving 1.25% annual percentage yield (APY), year two going up to 1.75% APY and year 3 going through at 2.00% APY. At any time during the account’s anniversary, you can close it without penalty.

Other Univest CD rates are in standard certificates of deposit. These start at 7-31 days with a 0.50% APY, but that short term requires a $2,500 minimum deposit. At 91 days and beyond, minimum deposits are only $500 and interest compounds daily.

At 91 days, rates are 0.60% APY, 26 weeks are 0.75% APY, and 9 months returns 1.00% APY. Highly competitive bank CD rates there.

At one year, the rates are 1.25% APY, 18 months is 1.45% APY, and 24 months is at 1.75% APY. 30 months returns best CD rates of 1.90% APY, 36 months at 2.00% APY, and 48 months of best CD rates are 2.50% APY. Nationally competitive again.

For the longer term, Univest Bank CD rates are 2.65% APY for 60 months and 2.75% APY for 72 months. These are good bank CD rates.

Rates change quickly, of course, so if any of these Univest CD rates appeal to you, lock yours in now. Univest is FDIC insured.